1. Introduction

Welcome to Our Creative Info! By accessing or using our website or mobile app, including downloading or purchasing digital content like eBooks or participating in any of our features, you agree to comply with these Terms and Conditions.

If you do not agree to any part of these terms, please do not use our services.

2. Services Overview

Our platform provides:

• Access to eBooks, notes, previous year question papers, and academic resources

• Participation in educational competitions (quizzes, art, video contests)

• Stream-based resources (BCA, BBA, B.Com, B.Sc, BA, PUC)

• Upload and viewing of user-contributed content

3. Account Registration

You may need to register or sign in (via Google or other methods) to access certain features.

You agree to:

• Provide accurate and current information

• Maintain the confidentiality of your account credentials

• Be fully responsible for all activities under your account

4. eBook License & Usage

When purchasing or downloading an eBook:

•  You receive a non-exclusive, non-transferable, personal license

•  You may not resell, share, or distribute the content

•  Use is strictly for personal, non-commercial, educational purposes

5. Payments & Pricing

• All prices are in Indian Rupees (INR)

• Payment is required at the time of purchase

• We accept: UPI QR Code, Google Pay, PhonePe

• Payment details are handled securely; we do not store your sensitive payment info

6. Refund Policy

All sales are final due to the digital nature of our products.
Refunds will only be provided if:

• The file is defective or does not open

• We are unable to provide the purchased material within a reasonable time

7. Intellectual Property Rights

All content, including eBooks, notes, logos, UI design, and website/app content, is the property of Our Creative Info or its contributors.
You may not reproduce, publish, or distribute any content without written permission.

8. User Responsibilities

You agree not to:

• Use the app/website for any illegal or harmful activities

• Upload or share content without proper rights

• Attempt to hack, tamper, or misuse the system

• Use automated tools to scrape or download data

• Violate the privacy of other users

9. Competitions & User Submissions

By participating in competitions or uploading content (e.g., notes, PDFs, videos), you grant us permission to:

• Display and promote your submissions

• Moderate or remove any content that violates our guidelines
  You are responsible for ensuring that your submissions do not infringe any third-party rights.

10. Termination

We may suspend or terminate your access at any time if:

• You violate these Terms

• You misuse the services

• We detect suspicious or harmful activity

11. Warranty Disclaimer

All services and content are provided “as is” without any warranties.

We do not guarantee that:

• Content will be error-free or always available

• Files will be free from viruses

• The platform will always work without interruption

12. Limitation of Liability

We are not liable for any loss or damage arising from:

• Use or misuse of the website/app

• Inability to access purchased material

• Data loss, account compromise, or technical failure

13. Governing Law

These Terms and Conditions are governed by the laws of Karnataka, India.
All legal disputes shall fall under the jurisdiction of the courts of Karnataka.

14. Updates to Terms

We may update these Terms from time to time. Updates will be posted on our website/app.
Continued use of our services means you accept the latest version.

15. Contact Information

For help, questions, or feedback, feel free to contact us.

Email: ourcreativeinfo@gmail.com
Website: https://www.ourcreativeinfo.in